Equine Loss of Use Insurance
For when your horse can’t do the job, but still means everything to you.
Meet Your Operative
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Travel Insurance?
Equine Travel Insurance is designed to protect both horse and human during transit—whether that’s by land, air, or international border. It’s for the horses that ship coast to coast for shows, for the riders headed overseas, and for the trainers coordinating every stop along the way.
From missed flights to lost documents to equine injuries mid-flight, travel doesn’t just carry your horse. It carries risk. Our coverage ensures that, if something does go wrong, you’re not left footing the bill (or stranded with no support).
Why You Need Secure Equine Travel Insurance
You’ve booked the flight. The quarantine’s scheduled. Every detail’s in place. Then the airline loses your passport folder. Or a last-minute change reroutes your horse through a holding facility that isn’t on the original plan.
During travel to or from the United States, should the unimaginable occur, The Equerry will replace airline tickets, lost currency, checks, securities, valuable papers, and records up to the limits purchased at the time of issuance and binding date of the policy.
It’s not just a matter of inconvenience. It’s your horse’s welfare, your schedule, and your budget on the line.
Protection for What Gets Lost Along the Way
We’re here for more than just the horse. Our policy wraps around the logistics too—covering lost travel documents, critical paperwork, and financial assets tied to the trip.
Coverage for Horses in Transit
International air travel isn’t gentle. Even with the best handlers and top-tier logistics teams, horses in transit face stress, injury risk, and health complications. From stall-to-stall, we help protect what you’ve invested in.
Note: Some limitations may apply depending on the destination country. Our team will walk you through the details.
Travel Documents
From passports and health certificates to show entries and permits—these are your ticket to keep things moving. If they’re lost or stolen mid-journey, we help cover the cost and coordination of replacing them.
Flight Interruptions
Cancellations, missed connections, unexpected delays. When your travel plans go sideways, so do your expenses. Our policy helps cover rebookings for owners, trainers, and support staff so you’re not stranded mid-itinerary.
Currency and Financial Losses
Lost checks, stolen currency, misplaced securities. Transit exposes more than just your horse to risk. We provide coverage for essential financial instruments when they disappear en route.
Equine Injury or Loss During Transit
Air travel is stressful. Even with the best prep and handlers, things can go wrong. Through specialized policy options, we offer coverage for horses injured or lost during transit—whether on the ground or midair.
Unexpected Disruptions
A flight gets rerouted. A layover stretches too long. A horse needs to be offloaded and held overnight. We help cover costs like emergency stabling, local transport, or last-minute changes so you can adjust quickly without losing your footing.
It’s the difference between facing challenges with the confidence of a seasoned competitor, or the trepidation of a green horse in its first outing.
When show schedules cross borders, your coverage should, too. Protect your horse, your team, and your documents throughout the journey.
Whether it’s a schoolmaster for students or a cornerstone competition horse, losing use means losing momentum. This coverage helps you regain it.
Buying or selling internationally? Whether your horse is arriving or departing, we help ensure the trip doesn’t become a financial setback.
Does this policy include coverage for the horse itself?
Yes, with specific add-ons. While our base policy covers travel logistics, we offer optional coverage for the horse’s health, safety, or loss during air transit.
What kind of documents are covered if lost?
Passports, show entries, vet paperwork, health certificates, and travel permits are eligible for replacement under our plan.
Will this cover owner and staff travel expenses?
Yes. If your trip is disrupted due to horse-related travel issues or covered losses, we help reimburse flights, hotels, and transport costs.
Are there destination-specific restrictions?
Some countries have regulations that impact how coverage is applied. Our team will outline any limitations before you travel.
Can I purchase this for a one-time international trip?
Absolutely. We offer flexible, trip-specific policies as well as annual coverage options for frequent travelers.
How do I file a claim if something goes wrong during travel?
Our claims process is simple. Contact your operative or file directly online, and we’ll guide you through every step, from documentation to resolution.